Sunday, September 27, 2009

The Victory of Anti-Casino Movement in Taiwan



Taiwanese in Peng Hu has voted against the building of Casino Resorts on Saturday, 26 September 2009. It is a great victory for people around the world who are against Casino gambling.

This world has too much greed going around and greed has just created a big mess in the finance industry resulting a world wide economic slow down and recession. Greed may be part of the human tools in making the free market possible but uncontrolled greed will be devastating to the whole system and societies.


Photo from China Times


It is just too bad that Singaporeans have allowed PAP to monopolize power and do whatever they want without proper consultation from the people. We are walking into an era of unknown social impact brought by the Casino Resorts which will be due by 2010. I could foresee that the PAP government would most probably waive the $100 entry fee for Singaporeans in order to save these multi-billion projects if revenue does not meet their initial expectations.

The very same excuse used by governments all over the world in saving banks and financial institutions which were at the brink of their collapse would be invoked, "they are just too big to fail". We will be held hostage by the two casino resorts if they fail and we could even envisage that taxpayers money would be used to bail them out if necessary.

The Taiwanese Anti-Casino victory may send a strong signal to the world that ultra-capitalism may not have its way if proper democratic process is being installed. However, it would mean little to Singaporeans as we are after all a small country with power monopolized by a single ruling party. Singapore may just become the Sin City of Southeast Asia basically because we lack the democratic means to decide whether we would allow ultra-capitalism like building Casino Resorts to take us on.

Goh Meng Seng

Saturday, September 26, 2009

The Contrast of Democracy and ill-Democracy

Taiwan is holding its first ever referendum in Peng Hu over the issue of building casino resort.

In contrast with Singapore's PAP government's handling of such controversial issue of building Casino resorts, the Taiwanese has shown much more respect of popular will in deciding such decisions.

The main reason given by PAP is that they have the "mandate" by the people who have given them overwhelming support in past elections. Thus, they do not see the need of seeking referendum over such controversial issue. But we have to remember the fact that more than half of PAP's seats are uncontested seats. i.e. these MPs and Ministers did not get a single votes to walk into parliament. Yes, this is partly due to the weakness of Singapore opposition parties but the fact still remains, they did not earn their votes and mandate to represent Singaporeans at large in deciding on such controversial issue.

My wish is to have ALL seats contested by opposition but it seems that this is hard to be fulfilled in the next elections. Nevertheless, I hope that Singaporeans that have the chance to cast their votes next elections have to think carefully about the impact of giving PAP overwhelming dominance in the parliament. They would have the power to do whatever they want in parliament. Such unchecked powers is dangerous for Singapore. It has proven in the past that such monopoly of power has resulted in a few controversial and wrong policies made, eg. Two is Enough policy, Asset Enhancement...etc.

Vote wisely because if all of us don't vote wisely, more controversial decisions would be bulldozed by PAP without taking citizens' voice into account.

Goh Meng Seng

Thursday, September 24, 2009

HDB High Prices & Influx of FT



You can sign an online petition on Lower HDB Price or Build more affordable Flats for Singaporeans here.

One of my favorite blogger Lucky Tan has written on the reasons of the rise in HDB resale as well as new flats' prices. The moderator of 3-in-1 Kopitiam Kojakbt has put up one of his reasoning and his chart on how influx of Foreign Talents is correlated to the pricing of HDB resale flats. (See above)

Although the Pearson Correlation Coefficient is pretty high for the two sets of data, technically speaking there must be a reasonable explanation behind such correlation, else such correlation would be considered irrelevant statistically.

The more appropriate data to be used is the number of increase of PR and non-native Citizens vs the HDB resale pricing. This is because only PR and new non-native Citizens are allowed to buy HDB resale flats. The Total of Foreigners in Singapore could only at best be an approximate to the increase in PR or new non-native Citizens, assuming that the number of new PR and Citizens are directly correlated with the Total number of Foreigners. In Singapore, we have not much choice of data set because the government does not release specific numbers on the increase of PR and New Citizens.

The spiral of HDB resale prices is basically due to two forces, demand and supply. Singaporeans generally could only own one HDB flat per household. It would mean that the supply of HDB flats to Singaporeans are more or less in equilibrium. However, with the injection of new demand caused by the increase in PR and New non-native Citizens, it would cause an inequilibrium in the demand and supply. The supply of HDB resale flats are limited as most Singaporeans bought the flats for own use while the demand of such flats keep going up with the influx of foreigners as PRs and New Citizens.

This will inevitably cause the prices of new flats to surge because the present new HDB flats' price are pegged at the resale flats' price. In effective, HDB is just giving a "discount", not a real subsidy for native Singaporeans. The implicit result would be the influx of Foreigners would have tremendous impact on Singaporeans, especially the young couples, in terms of higher HDB prices.

My suggestion is as follows:

1) HDB should stop hoodwinking Singaporeans by pegging the new HDB flats' prices to the resale HDB market prices and disguise such Discounts as "subsidies". The pricing should be de-linked and new HDB prices should be sold to Singaporeans at cost price and on top of that, REAL subsidies at cost price should be given as follows:

a) Born native Singaporeans or those who have lived here for more than 15years, $20K of subsidies from cost price.
b) Those Singaporeans who have completed their NS, another $10K subsidy
c) Those who get married before 30 years old another $20K subsidy.

2) In view of present FT policy, PAP must solve the problem of inadequate infrastructure, especially housing. HDB should sell NEW HDB flats to PRs direct at MARKET PRICES, instead of cost prices. This will ease the unbalanced market situation due to high influx of FT getting PRs. By earning from these PRs, HDB will be able to cross subsidize native Singaporeans.

This will of course encourage more PRs to convert to Singapore citizenship and at the same time, give REAL VALUE to Singapore Citizens who have contributed to this Nation. On top of that, it encourages family units to be formed without discriminating those singles badly. Singles who are native Singaporeans and served their National service would get their subsidies in recognition of their contribution to the Nation as well.

There is no reason for HDB not to sell New HDB Flats to PRs at MARKET PRICE instead of allowing the resale market to grow into a bubble and in turn, affect all native Singaporeans' housing liabilities. High HDB prices will prevent young couples from forming up family units early. This is a contradiction to our National needs.

It is time for PAP government and HDB to give due recognition to Singaporeans' contribution to the Nation and put tangible value to our allegiance as a citizen. It is unacceptable for us, especially the young Singaporeans, to pay the price of PAP's indiscriminate FT policy in terms of paying higher price for HDB flats.

Our PAP government has been talking big about how they value Singaporeans and putting their interests FIRST above all others. But the truth is, the PAP government is the MAIN CULPRIT in hurting Singaporeans' interest by implementing such housing policy that inflate the prices of new HDB prices for our young Singaporeans. If this policy is not curbed, our future generations would definitely be burdened by higher housing cost all across the board.

Goh Meng Seng

After note: There is an article at H88.com that claims that a report by ERA has indicated that40% of HDB resale flat transactions are done by PRs while Business Times has reported that 86% of transactions have been done at Cash Over Valuation, instead of PAP's claim of 25% of HDB flats done valuation or below valuation.

The quote from ERA report is as follows:

"The government's target population of 6.5 million is steadily increasing the pool of PRs; and they have to buy their HDB homes from the resale market as they do not qualify to buy new flats directly from HDB. ERA's resale transactions show that PR buyers make up some 40 per cent compared to 20 per cent three years ago." - Eugene Lim, assosiate director, ERA Asia-Pacific.

Wednesday, September 23, 2009

Protecting Military Secrets...?

I have attended a briefing recently with regards to my overseas NS training in Australia, code name Exercise Wallaby.

During the briefing, one of the more important agenda is about "Security". It is about security of military information and such. There are of course quite a number of military sensitive information embedded in the whole overseas exercise and we are cautioned not to have loose talk or even photographs of military equipment and such.

Photos like the one displayed on Mr. Brown Show website (see below)would be considered as a breach of Military security.



The reason is that the photo includes the military assets (or what we normally call equipment). Take a closer look below and you could see that the photo captures the military equipment.



It is a valid concern indeed. Not so long ago, there was suggestions made by a committee to waive the ban on NSMan to bring camera phones to in-camp training for fear of such military security breach. Some military intelligence experts commented that the ban should stay because a picture of how the military equipment is being handled would be a vital information for military spies. It is not just about the military equipment but the personnel's proficiency in handling the equipment as well as the tactical manoeuvrings that matters most in military intelligence.

Since I am going to be involved in Exercise Wallaby, I did a simple search on google on Exercise Wallaby. To my surprise, there are quite a lot of information available on the net and some of these information are far more damaging than what Mr. Brown has put up on his web.

Take for example, the Razor TV produced by Straits Times which has an extensive report on Singapore's utilization of Australian training ground. (There are a total of three parts in this series.)

http://www.razor.tv/site/servlet/segment/main/news/local/12560.html

If we are talking about security breaches, the reporting in the Razor TV is far more damaging that I have seen anywhere else. From the strategic perspective to equipment utilization and it even includes the classified flow cart of how the integrated information system works etc etc.

The reporter could just walk through the camp compound and do interviews etc. I thought this is an exception case of military security breach but what surprises me is that even the Mindef's Publication has put up reports along with photos of equipments and the operating members behind the equipment.

The following are the photos of CyberPioneer:






Well, maybe all these hype about Exercise Wallaby and integrated Air-Land information system is a deliberate efforts by Mindef to make public. Thus, such sensitive information has been cleared and declassified for public consumption.

But I do feel a bit uneasiness for such sensitive information to be made available. It really makes foreign military operatives' job much easier in analysis and information collection.

Goh Meng Seng

Monday, September 21, 2009

Secrets of Hainanese Chicken Rice



Recently there is a little storm in the tea cup over who owns "signature dishes" like Laksa, Nasi Lemak and even Hainanese Chicken Rice. I find it pretty queer that such issue could become a focus in regional politics. Anyway, I have shared my authentic Hainanese Chicken Rice in Sammyboy forum and I would like to share it here as well. This is especially dedicated to Singaporeans living overseas. When you are homesick and miss the Hainanese Chicken Rice back home, try cooking it yourself.

Disclaimer: There are a great variety of variations of Chicken Rice recipe. What I have stated here is just the basic ingredients. Readers could adjust the ingredients as they deem fit. For example, if you live in the Western World, it would be hard to get pandan leaves but you could replace it with lemon grass....etc etc. That's the fun of it, be creative and innovative in what you learn, especially when it comes to food. Have a nice day!

Contrary to what many people think, Hainanese Chicken is not "BOILED" but rather cooked using the latent heat of boiled water. If you boil the chicken along with the water all the while, you will get overcooked chicken with ugly skin. All the essence of the Chicken would be lost to the soup, which is not the primary intend.

The proper way of preparing Hainanese Chicken is to prepare lots of garlic, ginger, pandan leaves, onions/shallots, scallions and aniseed (please see the list of ingredients below). Some have suggested to use salt to marinate the chicken or soaked the chicken in salt water for 2 hours before cooking it. Normally I would only rub the interior ribs of the chicken with a bit of salt.

Choose a large pot so that you could contain enough water to hold the latent heat for the slow cooking. Boil the water with the prepared ingredients. Make sure your chicken has a hole poked through its throat (the interception at the neck just above the breast). Hold the Chicken by the neck, dip it into the boiling water and take it up again. This allow the water to go through its internal ribs. Do this for 4 to 5 times. Then put it down into the pot and make sure the boiling water covers the whole chicken. Close the cover. Turn the fire smaller to bring the water to simmer, boil it for another 10 to 15 minutes. After this is done, turn off the fire but don't open up the cover. Let the chicken stay in the pot for another 35 minutes to 40 minutes.

It is important to note that this method applies to relatively hot summer like weather in Singapore. If you live in temperate weather country where the room temperature is below 25 degree Celsius then you may have to use clay pot instead of metallic pot. Or that you may have to continue cooking the chicken using simmer fire for a total of 25 to 30 minutes or so before leaving the chicken to stay in the pot for another 15 minutes. You will have to experiment with the method taking room temperature conditions into account. The idea is to avoid hard boiling with full blast of fire so that the chicken will not lose its tenderness.

Prepare ice or ice water. Once the time is up, take out the chicken and put it immediately into the ice water. This will prevent the chicken from continuing to be cooked by the latent heat and will also allow its skin to contract. This is why Haianese Chicken has smoothen skin.

Prepare another round of garlic, onions/shallots and pandan leaves along with some coconut milk. You could replace the coconut milk with evaporated milk if you wish. Wash the rice and leave it to dry while the chicken is being cooked. The old technique is to use long grain rice but for me, I prefer pearl rice. Fried the garlic, onions/shallots with some oil. Some people prefer to fry the rice together with the garlic and onions/shallots for a couple of minutes. But I prefer not to do it this way as it may make the rice very heaty.

Take the hot soup from the pot that cooked the chicken to put it into the rice cooker. You can get rid of the fat oil in the process. Put in the garlic, onions/shallots, ginger, pandan leaves and coconut milk/ evaporated milk. Let the rice cooker to do the cooking.

It is important to use warm or hot soup to cook the rice because the heat will prevent the rice to become soggy. If the soup stock got cold (especially in temperate countries), you could add it to the fried garlic and onions to heat it up before you use it to cook the rice.

As for the Chili sauce, just mix the chili with garlic, shallots, ginger and the soup, grind it. You could add some sugar if you like. While the rice is being cooked, you could prepare the sauce. Mix the Soybean Sauce with Sesame Oil together so that it doesn't taste too salty. You will need Oyster Sauce as well.

Cutting up a chicken needs some skills else those who eat it will find it very awkward and difficult to enjoy it. Some people have such a lousy cutting skill that when you eat, your mouth are easily poked by the bones.

You have to cut the chicken skilfully so that the juice will remain within the meat. The basic is to cut along the joints at an angle and never directly into bare bones. The worst kind is to miss the joints but cut on the bones of chicken wings directly. Never cut straight into the breast meat but slanted to about 30 degree to the grains of the meat. But all these are easily said than done. Need alot of practice.

Prepare the tomato, cucumber and sprigs. The cucumber should not be sliced too thin as it will not be big enough able to absorb the chicken juice. Place the the tomato and cucumber on the plate with the cut chicken on top of it. Add the Soybean cum Sesame sauce and the oyster sauce. Then cover the chicken with sprigs. Cut up the scallions for the soup.

There you are, a self cooked Hainanese Chicken rice. Please remember serve the chicken with soy cum sesame sauce and oyster sauce.

I hope that by sharing these "secrets" of Hainanese Chicken Rice here, it will become public property; i.e. it belongs to everyone of us, be it Singaporeans, Malaysians of Americans. ;)

Goh Meng Seng


Ingredients:

Chicken:
1 whole chicken
salt
Aniseed
cloves garlic, peeled
slices fresh ginger, peeled
scallions, trimmed
water
sesame oil mixed with soybean sauce
Oyster sauce
sliced tomatoes (garnish)
sliced cucumbers (garnish)
cilantro sprigs (garnish)

Chicken Rice:
Coconut milk/ evaporated milk
long-grain rice or Pearl Rice
peanut oil
shallots, peeled and minced
garlic, minced
soup stock from cooking Hainanese chicken
salt

Tuesday, September 15, 2009

ECONOMIC GROWTH Just a numbers game? Quality counts too

A very good article by Professor Basant K. Kapur.



21005.1
Sep 15, 2009
ECONOMIC GROWTH
Just a numbers game? Quality counts too
By Basant K. Kapur




RECENT observations by economists suggest a need to reconsider some aspects of Singapore's economic growth experience.
In an article in this newspaper last Saturday on the inflow of foreign workers, National University of Singapore professor Hui Weng Tat was quoted saying: 'Growth at any cost is not something we want.'
In a chapter in a forthcoming publication of the Institute of Southeast Asian Studies, Professors Lee Soo Ann and Linda Lim observe: 'The fact that government officials are rewarded economically, through salaries and bonuses...for delivering GDP growth, may also lead to 'growth fetishism'... and thus to preference for the easiest route to growth, which is through the addition of inputs of foreign capital, labour and skills.'
These comments raise a number of related issues. Differing somewhat from professors Lee and Lim, I am of the view that, in general, inflows of foreign capital and skills provide valuable growth momentum. However, large inflows of lower-skilled foreign workers are a different matter.
Such inflows create a vicious circle. The availability of low-skilled workers reduces the incentive for employers to upgrade their operations through mechanisation, automation and the like. The resulting low productivity levels imply that they can offer only low wages, which in turn acts as a disincentive to Singaporeans to take up such jobs, and which in turn leads employers to continue demanding for foreign workers.
Of course, the foreign worker 'tap' should not be abruptly curtailed. But a gradual and sustained tightening of the inflow is likely to be highly beneficial over time. There would also appear, as professors Lee and Lim suggest, to be a need to reconsider the GDP bonus scheme for civil servants, which factors in only the real total GDP growth rate each year.
Economic growth should, one, be significantly based on productivity improvement or at least not interfere with such improvement; and two, be inclusive, benefiting all sections of society, especially the less privileged.
I am therefore of the view that consideration should be given to replacing sole reliance on GDP growth in the bonus scheme with a composite criterion, comprising:

GDP growth

A fairly broad-based measure of productivity growth, such as the growth of per capita indigenous GDP (GDP accruing to Singaporeans divided by the total number of Singaporeans); and

A welfare measure, such as the growth rate of the average household disposable income of the lowest 20 per cent of Singaporean households.
No set of criteria for the bonus scheme can be perfect. Just as the current scheme leaves out other desiderata of economic policy - such as low unemployment and inflation rates - so does the proposed composite criterion.
However, a composite criterion along the lines I have proposed will have the effect of, at least symbolically, reinforcing the desirability of productivity growth and inclusiveness as public policy goals.
Two other issues: First, I have referred in the third measure above to 'disposable income', which would be inclusive of fiscal transfers. Is there a danger that an 'easy' route to achieving higher disposable income among the poor might be sought - through overly generous transfers, rather than through training and skills upgrading, thus breeding an entitlement mentality?
Clearly, the application of any criterion will have to be tempered by good judgment. Though, in this case, a little 'erring' on the side of generosity may not be a bad thing for the least-privileged among us, especially if it helps to produce a more comfortable home environment for children in these households.
Second, what weights should be attached to the three criteria in the composite scheme? Since we are considering simply a bonus scheme and the signal we wish it to send to public servants, the exact choice of weights is not critical.
Tentatively, may I suggest equal weights to all three criteria, based on the following considerations: the intrinsic worth of each criterion; and since GDP growth is also facilitated by productivity growth, on the part of both higher- and less-skilled Singaporeans, the three criteria can, to a certain degree, be mutually supporting.
The writer is professor of economics and director of the Singapore Centre for Applied and Policy Economics, Department of Economics, National University of Singapore.

Thursday, August 27, 2009

MM Lee, what are we fighting for? II

My response to the Forummer Soh.

Dear Soh1973,

Thank you for your response. You have definitely struck a cord in me.

I have always maintained a very positive outlook to reservist training, even though my logistic unit is not something that anyone would get excited about "fighting". For every reservist training, it is always difficult to convince the need of such army training to my men where they could be more "productive" somewhere else.

Low Morale is the greatest problem for an army, even if it is a logistic battalion. And it seems that over the years, the morale is getting lower and lower. More and more people are asking for deferment and most of the reasons are work related. The most important underlining reason is the FEAR of losing the job to someone else, especially FT.

But even then, we could still maintain basic discipline and morale by giving the basic fundamental reason of the need of having an operational ready army. This is our home land and we are determined to protect it with our own blood. Even though the huge influx of FT have affected jobs and indirectly created a morale problem, we still have a reason to tell our soldiers we are fighting to protect our way of life.

But the recent outburst of MM Lee as well as some of the PAP ministers have raised eyebrows. The so call "Common Space" provided by our National Pledge and Flag has suddenly become some "unrealistic Highfalutin ideals" only!

I am going back for a one month high key reservist training. I seriously doubt that I have any reasons left to give my men for motivation talk. The only pessimistic talk would be, do it good, do it fast and F off early back home.

Goh Meng Seng

Wednesday, August 26, 2009

MM Lee, what are we fighting for?

A truthful view of a forumer in response to my earlier article, "Defending Our Nation's Core Values".

As an Army Officer myself, I do feel the difficulty in convincing my men next time I meet (coming very soon!) why are we spending weeks or even early a month this year to go for reservist training when what we are supposed to defend as a Nation has been trivialized as "Highfalutin ideals" by MM Lee.

The following article is written by a fellow Singaporean:

It has been a long time since I came into the coffeeshop. I must say, very little has changed since the delphi days.

I must agree with Goh Meng Seng. I am 36 this year and similar to many average Singaporeans, I am frustrated with the influx of FTs who turns out to be more FLs (Foreign Liabilities) then FTs (Foreign Talents). I am also frustrated with how the newer generation of PAP leaders seem so detached from the grassroots. How our leaders seems to have no direction and how often they focus on excuses.

However, I am really disappointed when I read in "Todays" MM Lee's response to what I view is a rallying call for the average Singaporeans and politicians alike to relook at the pledge. There seems to be an over-reaction by MM Lee in trying to put down this rallying call by viewing it as a potential challenge to how the PAP is currently ruling this country.

On one hand, I can fully understand why MM Lee's reaction as he will need to nip any challenges in the bud before it becomes a larger issue. However, on the other hand, I am sorely disappointed that at the end of the day, all the country's pledge meant nothing.

My 4 year old daughter is now in nursery. She is being taught to recite the pledge in both mandarin and english and so far she has memorised it very well. However, I question the rationale behind memorising the pledge now especially after MM Lee's speech in parliament.

I am against many of our ruling party's policies and have acted in accordance to my conscience by my vote for the opposition. My wife on the contrary voted for the ruling party because her rationale is "can we afford to let some opposition party to try when they do not have the track record?" Naturally we argued quite intensely over this issue but then finally decided it is not worth arguing. We agree to disagree.

When we are in the army, we are constantly brainwashed into believing "Duty, Honour, Country" is everything. (Yes, I am one of those ocifer whom many of the forumers here hates). We were brainwashed to the extent that we really meant what we said when we recite the "...with our lives" portion. How sad when all those brainwashing meant for nothing by a simple speech by our MM Lee.

After many years in the work force, I became very disillusioned. ICT is merely something I have to pay for having that rifle and 2 grenades in between my groin. So my mentality is just take it and pay your dues. Then around 5 years back, MINDEF conducted a 1-1 interview where they got these young NSF clerks to call us up and meet us in civilian for interviews. One of the question in that thick stack of questionnaire was "will you defend singapore if war comes."

I remembered my response. I said "If I can get my family out in time, I will not fight" Then the counter question by the clerk was why? My response was "Why should I fight for a country that treats its citizen as mere pawns and runs the country like a company where a selected few are allowed to call out the shots? Why should I fight for ideals that are not by the people, but rather for a selected and privileged few?"

I must qualify my answers then. At that time, I was very into sammyboy coffeeshop and hence my response were very influenced.

Then after a few years, came the period of time where Malaysian politicians were threatening to cut off our water supply. Surprisingly, when my peers and me chatted about these issue, the general concensus was if it is time to fight, we will fight for the nation's survival and that is a legitimate ground for fighting to retain our way of life. A lot of you may not believe this, but the patroitism at that time amongst my peers (most of us are fat and unfit reservist and likely to be used as cannon fodders to waste the enemies' ammo) was intense. Perhaps all those years of brainwashing did work subconsciously after all.

However, after MM Lee's speech in parliament, perhaps all these patriotism will be eliminated. After all, if the main driver behind modern Singapore do not even believe fully in the country's pledge, then do we have a country in the first place?

I have always believed home is where we want to make it to be. Citizenship is merely a piece of paper. Your family is what makes a home. I do agree with Sam that Singapore do not have a culture. However, we are comfortable with it and that is where we make home to be.

In the past, I have always wanted to migrate because I fell in love with the Australian outbacks. However, now after seeing my kids play with their grandmoms and the joy in the grandparents eyes when playing with them, I shifted my point of view and decided that perhaps it is not so bad staying in Singapore as the family is here.

However, I will hate to disappoint my kids if they ask me this question. "Dad, do we really mean what we say when we recite the pledge?"

It is a sad situation. Very few countries in the world have seen their leaders openly come out and say that the pledge is merely a guideline and not a belief that we should work towards. And that we should ignore any rallying calls.

It is especially disappointing when it came from a man who wept in front of public TV because what he truly believed in did not materialise.

Can we now blame the "Quitters" for a lack of identify?

Can we now ask the finger that points at others to look at the other 4 fingers that pointed back to themselves?

It is a sad speech to hear, especially from the man who believed so much in his ideals and wept when it didn't materialise.

Have a good week ahead.

Monday, August 24, 2009

The Bar Chor Mee in Eden Paradize - 伊甸园肉挫面

Translated from a Chinese Forum:

主题:伊甸园肉挫面
作者:李卖蚬 12:08pm 24/08/2009
Author: Li Mai Hum

顾客:老板,你的招牌上写着“伊甸园肉挫面,mee pok够Q、料多、新鲜又正宗“。。
Customer: Boss, your Sign Board claims "Eden Bar Chor Mee, Mee Pok very Q, plenty of ingredients, fresh and authentic"

老板:对呀,这招牌打了四十几年了。。连大明星李连杰、巩俐也来吃我们近年推出的豪华大碗肉挫 面。

Boss: That's right! We have this sign board up there for over 40years already! Even famous stars like Jet Li and Gong Li came to enjoy our latest introduction of Luxurious BIG BOWL of Bar Chor Mee!


顾客:但是hor, 我发现自从你推出豪华大碗套餐肉挫面后, 那些普通碗的用料好像少了很多,香菇不新鲜、没香味,但你用很多酱油来掩饰,肉碎又掺了肥肉太多。。很失败 。 我希望你往后做的肉挫面,不管是豪华套餐或是普通碗,都能秉持着你招牌上所写的。。

Cus: But hor, I find that ever since you have introduced that Luxurious Bar Chor Mee, you have cut back substantially on the ingredients used for those normal small bowl of Bar Chor Mee and your mushrooms are no long fresh, no more fragrance, but you use more soy sauce to make up for the taste. Your Bar Chor are mixed with excessive fat meat... very disappointing. I hope that for whichever category of Bar Chor Mee you made in future, regardless whether it is Luxurious Bar Chor Mee or just normal ones, you could keep the promise that you have stated on your signboard...


老板:小弟,你好狂妄的口气!

Boss: Hey lad, you are so arrogant!


老板:怎么能做到完全正宗呢?上回有顾客叫一碗肉挫面不要猪肝,但他没讲不要猪肝却说有讲,结果让我教训了 他一顿。。你看,有这么挑剔的顾客叫我怎么能完全做到正宗呢?

Boss: How could we possibly create real authentic Bar Chor Mee? Last time, there is one customer who want a Bar Chor Mee without Ter Kua (Pig liver) but he didn't say so, in the end, I give him a good lecture over it... you see, there are so many choosy customers around, how could I ever create Authentic Bar Chor Mee?


顾客:我指的不是这些。。

Cus: I don't mean this...

老板:招牌写的只是个抱负,又或者,让你看了感觉爽而已。。那是我们的目标,我们会Try啦。。几时做到? 我不知道了leh!

Boss: Those words written on the signboard are just aspiration, rr just something to let you feel good after reading it! That is our aspiration, we will try lah! When we will achieve that? I dunno leh!

老板:..当初写这招牌的我那拍档已经归西去了,他是个理想主义的人,当初幸亏我把招牌修改了一点,要不然 。。

Boss: That partner of mine who wrote this signboard has passed away, he was just an idealist! Luckily back then, I did some amendments, or else...

顾客:要不然会怎样?

Cus: or else what?

老板:不然,招牌上还有”吃了不满意, 原银奉还“的字样。。

Boss: Or else, the signboard will have "Money back guarantee if you don't like it" on it...

顾客:这都不是我讲的重点,我只希望你像以往那样,用心为顾客去煮好你的肉挫面,不要忘记你招牌上的理想, 不要辜负了四十多年来支持你的普通顾客。

Cus: All these are not my main concerns. I only hope that you could just be like the past, put in more effort to cook your Bar Chor Mee, just don't forget the ideology you have written on your signboard. Just don't let down those normal customers who have supported you for all these 40 years.

老板:你这是没有根据的,我要把你带回现实。 事实上,我要你承认四十年来,我们都秉着招牌上的理想,朝着那理想改进。。不然顾客怎么还会支 持我们?

Boss: You are baseless, I have to bring you back down to earth. In fact, I want you to admit that for all these forty years, we have been improving accordingly to the ideals stated on our signboards... else, why would get continuous support from our customers?


老板:你看,我助手也承认,我的儿子也承认,我的姨妈姑姐们。。他们都这么认为。你没话说了吧 !呵呵。。

Boss: You see! My helpers have agreed on that, so do my son, my aunts... All of them also agree on this. Do you have anything else to complain? Haha..


顾客:唉!好心叫你改进,你却听不进去。。我还是别等到以后吃到面里有屎才来"Peg Chek",下回我只好去支持别的摊。这可真是把我带回现实 - 有竞争对顾客才会有好处滴。

Cus: Aiyah! I try to ask you to improve out of good will but it falls on deaf ears... I think I better not wait until I have shit in my Bar Chor Mee then I Peg Chek! Next time, I will just support another Bar Chor Mee stall. This really brings me back to reality -- the customers will only benefit when there is competition.


老板儿子: 你不要走、 你不要走! 这里是伊甸园。。杀!很!大!。。

Boss' Son: Hey, come back, come back! This is Eden the Paradize...Damn!... Very big!...

Sunday, August 23, 2009

Defendimg Our Nation's Core Values - Democracy, Peace, Progress, Justice and Equality

I have stared at this screen for hours before I could put my thoughts on it. The emotions and feelings within is so complex that I couldn't even find an appropriate title for this posting.

But I know I have to write this because this is a vital crossroad that our country has reached. I feel emotional because I feel that I have been cheated for over 30 years of my life for believing in the basic founding principles of our Nation.

I will never Pledge anything that is "UNREALISTIC" nor "Highfalutin". How could one Pledge to do something that he doesn't even believe in? Furthermore, I do not think that the late Mr. Rajaratnam has written our National Pledge with such "disbelief" to start with.

The PAP refuses to acknowledge that these founding principles and spirit are the key guiding stars of our Nation's development. The reason is simple, they could not answer for their deeds for the past 44 years that have deviated away from these CORE VALUES.

PAP may want to argue its way out of its shameless pervasive acts of extending its monopoly of power which has slowly eroded the fundamental values which this Nation has been founded upon. But there is not a single doubt that the Pledge, as well as our National Flag, have enshrined and embedded all these values permanently to remind us, the present and future generations that what this Nation should be striving for.

Our National Flag, unlike the Pledge which sound like empty words to PAP's ears, is the most important representation of our Nation.

The National Flag symbolizes the following:

Red symbolises universal brotherhood and the equality of man, while white signifies pervading and everlasting purity and virtue. The crescent moon represents a rising young nation. The five stars stand for the nation's ideals of democracy, peace, progress, justice and equality.

EQUALITY appears TWICE in this elaboration of what our National Flag symbolizes. But yet, our PAP ministers have just brush it aside as "UNREALISTIC"?

Words of the Pledge could be so twisted or even ignored by the PAP but I think the Five Stars on our National Flag are not something that the PAP could deny altogether. Yes, the National Flag has specifically enshrined "DEMOCRACY, PEACE, PROGRESS, JUSTICE AND EQUALITY" as "the nation's ideals". It is not just mere "aspirations", so to speak.

Our attention should not be diverted by the racial cards flashed by PAP. Equality comes in many forms and helping minority races who might have been disadvantaged in certain ways are not discrimination but affirmative actions to provide level playing field to achieve equal opportunities for all. Some bloggers have dealt with this issue and I shall not repeat it here. The key issue here is whether we should discard all these Core Values as the guardians of this Nation.

Both the Pledge and National Flags are the creation of PAP itself as it was the dominating ruling party since Singapore was forced into independence. These ideals are the very Promises that PAP has made to Singaporeans; to uphold the ideals of Democracy, Peace, Progress, Justice and Equality. We, as a nation and a people have accepted these values as the CORE VALUES and IDEOLOGIES for our Nation building. We should hold any ruling parties, especially PAP, past, present or future, accountable to these fundamental principles. It is not just about Racial equality but the whole set of CORE VALUES.

To illustrate this important point, let's say if a political party took over as Singapore's ruling party but suddenly it decides to turn Singapore into a monarchy. Or turn Singapore into a Religious based country. Or that it decides to change the Constitution to follow the China's style of political system and declare that this political party will forever be the Ruling Party while the parliament will be filled with appointed or even "elected" people's representative because we are Asian country and we should follow "Asian political system". Or this ruling party promotes apartheid policies under the excuse of "stability"...

Should Singaporeans just accept the excuse of such ruling parties that the founding values embedded in our Pledge as well as our National Flag as "UNREALISTIC" and it is only "REALISTIC" for us to become a country ruled by a religious doctrine or a monarch or full dictatorship etc.?

Of course not! Thus, these values are not just "aspirations", so to speak, but CORE VALUES and guiding principles of this Nation! Singaporeans should revolt against such ruling parties who try to distort our Constitution and rule against the founding principles of this Nation!

Thus, we should not belittle such Ideals and Principles embedded in our Pledge and National Flag by branding them as "aspirations" or "unrealistic highfalutin ideals". These are the guiding lights of our Nation, without which, we will be endangering our Nation to be destroyed by dictatorship or religious fanatics.

I have specifically put up the idea of reciting the National Pledge during the last election rally at Serangoon Stadium during last General Elections basically because I find it necessary to remind all Singapore voters what we are fighting for. What direction our Nation should develop into and we should not be blinded by those "pragmatic talks" of PAP politicians about the "unnecessary hassle" of having "opposition MPs" in parliament.

A political system without the balance of opposition force within will definitely slip into total dictatorship. Anyone who tries to sell you the idea that Democracy could well be alive even without opposition parties are dictators under the cloak of fake Democracy. Anyone who tries to sell you the idea that "Nominated MPs" could do all the magic of what real opposition MPs can do, is trying to hoodwink you into believing that Democracy could well work with "appointed MPs". There are two political systems that work this way in Asia: China and North Korea. Both are communist countries. Is Singapore working towards that direction?

It seems that PAP is trying out that formula and they are openly and deliberately saying it out loud of such intention recently in their Party newsletter, Petir. That article actually claims that we could well have Democracy without opposition parties! Singaporeans should raise their awareness and be guarded of such subtle but bold intention of PAP in selling such twisted idea to us.

All along PAP leaders have been saying that "Western Democracy" is not suitable to Singapore. What is the intent of such political discourse? PAP leaders have been saying that the American two party system is not suitable for us, least the multi-party parliamentary system. In numerous occasions, PAP leaders have stressed that Singapore should have only one DOMINATING RULING PARTY by default, PAP,to survive. PAP's intention to maintain its TOTAL Monopolistic grip on power is very obvious. Is this why they are not wary of bringing up the Pledge as the guiding ideology of Singapore now?

Are they planning to further enhance the idea that Nominated MPs should replace elected MPs and thus opposition parties should be made redundant? Or would they do away with elections altogether and promise to nominate at least certain number of opposition members into parliament? This would suit their "ideal" of having PAP as permanently the dominating ruling party! All under the pretext that the idea of "Democracy" is "UNREALISTIC" or "IMPRACTICAL" for Singapore's economic progress?

These changes may not be made so soon but history has shown that PAP would go all the way to change the rules of the game if the situation is not in their favor. They have implemented the GRC system after losing two parliamentary seats in 1984. They would further increase the size of GRC when they nearly lost Eunos GRC in 1988. Needless to say, they would alter the electoral boundaries of constituencies just to lower the chance of them losing more seats. GRC is their fortress of Power monopoly.

I do not know what they will change next if they finally lose one or more GRCs! To get rid of general elections altogether and promise more NOMINATED MPs in return? If that happens one day and Singaporeans just let it happens without a fight, it would be the end of Democratic Singapore founded upon the fundamental principles and ideology of Democracy, Peace, Progress, Justice and Equality. A new era of total dictatorship will dawn upon us.

To end this article, which may make me the target board of PAP machineries hereafter, I would like to share the following song with all true blue Singaporeans who are determined to defend and develop democracy in Singapore.



Goh Meng Seng

Saturday, August 22, 2009

The Challenge of New Media POLITICAL Video Production

As the key person that is in charge of the production of NSP National Day Message Video, I would like to thank The Online Citizen's critique. What are more enlightening are those comments that follow the main article.

I have pushed for Web Video to be produced for a long time in NSP. But due to constrains and strategic considerations, we have to push it back till now. But as someone commented in TOC, political parties in this era could no longer be "no sight no sound but only text" on the internet. The internet Video has opened up a new whole spectrum of possibilities for political engagement.

PAP knows the power of media, especially the motion visuals coupled with emotional voices. This is the main reason why it has put a very tight grip on ALL the mainstream media in Singapore. It monopolized the TV & Radio stations right from the beginning and subsequently, took total control of the print media in Singapore after completing laws that subsequently force the merger of the "defiant" Chinese papers, Nanyang Shang Bao. It has made the mainstream media its tool of propaganda and image building while deprive other political opponents from gaining any space nor exposures through it.

The new era of internet has opened up a New Media frontier. Many Singapore opposition politicians, after years of deprivation of utilizing the mainstream media, have become more reserved, conservative and even skeptical in utilizing the internet as the New Media to enhance their political work. The common view is that the New Media is a double edged sword. But some are more willing to make use of the New Media to breach the Media barriers that PAP set up in the past and present.

The Singapore Democratic Party is one fine example that has been more advanced in utilizing the New Media opportunities provided by internet. Well, some may argue about who is the First to put up a website, use Blogs, Twitter, Facebook and so on to have that super facial "feel good" ego painted on them but the truth is, utilizing New Media for "networking" is very different in exploiting the media to the fullest in terms of carrying political messages to its intended audience.

For example, a "politician" may start a blog or use Twitter, but if what he puts up in his blog or transmitted through Twitter are just some political irrelevant content (like gatherings and complains) and not political messages or ideas, then he is not effective in utilizing these mediums for his political work. Never mind if you are the first politician to write the blog or use Twitter but the truth is you are not effective in utilizing them as political tool.

Web video is the most powerful tool that Internet has provided us thus far. The born of Youtube and other free video portals have provided wide opportunities. But it also poses the great challenges to Singapore opposition who have been a stranger to TV political evangelism for the past 40 years. Video, with sight and sound, is a very different animal from just writing plain text message. It involves a lot more of technical production skills and personal skills than just writing words.

My comrades and I have first hand experience in the web video production processes. Although new technologies and software have somewhat made video production tools more easily available for us, but the key still lies in how individuals perform right in front of the camera. Apart from that, the post production work on how the speech is being edited.

PAP has the opportunities and help from professional producers in the TV stations to make them look good in front of the TV but we do not have such luxuries. SDP is fortunate enough to have the help from some freelance video producer and editor but most other opposition political parties, including NSP, do not have such support. We do not have a proper studio to start with!

Nevertheless, such lack of expertise, proper equipment and venue do not deter me to push for the final production. Whether we like it or not, we have to start somewhere somehow. Although we will be at the lower end of learning curve, but I believe that in time to come, we will be fully ready to fight the New Media Warfare in the next GE.

I am fortunate enough to get the help of friends like Uncle Yap and some people who were in TV production to give me pointers and advice. There are at least three versions of edited video before the final ones are made. I have put up all the versions for public critiques and made respective editing amendments after such critiques are being consolidated.

Some may ask me why do have National Anthem in ALL the three language video production. This comment is most probably made by people who have watched all the three videos. But the respective videos are meant for different people with different language background. In the very spirit of our National Pledge (yes yes, I will be touching on this one later), I do not think we should have different treatment to different videos produced using different languages. The National Anthem is meant for ALL Singaporeans, not just those who use English or Chinese or Malay alone. This is a political video production, it has to be politically correct right from the start.

Some have made comparison to SDP's National Day Message video and said that we could have done something like them, combining all languages into one video. I was pretty impressed with their video production as well but the professional advice I have received is that I should do the same. The reason being that not everyone understand Malay, Chinese or even English. For a political message, it is important to get your targeted audience in different language segment to get the full picture of the message, not just the little different parts and pieces.

Subtitles may help in solving the problem of producing multi-language video but that would mean that at any one time, we will have to put up two different subtitles of two languages. This approach will make things look complicated visually. We cannot assume that everybody can read English subtitles, even though most people do.

Just take for example, if someone who only know Chinese watch SDP video, he may be lost for the rest of message except for the Chinese part. Same for those who only knows Malay or Tamil.

Thus, I was advised that mixing the three language presentation into one is not feasible politically. Political video, it seems, has more considerations than a normal video production like advertisement or just plain home video. It has to be all encompassing and all possible considerations have to be made to cater to the different voters.

Of course, presenting a 5 to 8 minutes speech in a mono-language will have its challenges. As I have mentioned before, Singapore opposition politicians have little real life practice and opportunities to stand right in front of the camera and speak naturally, convincingly etc. It is a LOST ART, so to speak. But we intend to rediscover it.

It is easy for anyone to put up a 5 to 8 minutes speech without video. Any inappropriate gesturing could well be forgotten there and then. But the video will capture every bits of it and present it pure and naked as it is. Of course we could edit away such portion using cut-away (i.e. using other visuals to replace the person while he or she speaks) but for a political message delivered by a person, it is the person's presentation as in voice, body language and gesturing that is important in carrying fore the message.

I was tempted to use cut-away but was advised against it. The politicians will look more like newscasters if such cut-away is used intensively.Another trick was to cut-away to audience just like what they did for PM Lee's National Day Rally but we do not have that.

Many have commented that the film shot was too wide, should have a mid-body shot. However, my production adviser would prefer wider shot! As stated before, politician's gesturing is an important part of a video presentation. It would be frustrating to see the politician gesturing while part of his or her arms are cut off from the video! (Watch Ken Sun's and Wai Leng's presentation for example). When I take a second look at PM Lee's National Day Message Video, yes, the framing does not cut off the hands.

As for the National Day Message itself, I find it quite comprehensive and focused personally. It has raised at least three important issues of Singapore, Housing, CPF as Retirement Financing and FT Policy that affects jobs as the key problems that cause great anxiety to Singaporeans. And such anxiety may diminish our National Identity as a whole. Of course there are much rooms for improvement in terms of messaging but I do not find any big problem in its approach at all.

The most challenging part of a New Media Video is of course, the presenters themselves. But I think for a first time try, they have performed reasonably well, though there are pretty much room for improvement. This actually brings back an important issue, training is vital in political presentation.

All in all, I think we have a good run in the production process, accumulating valuable experiences. We have to address all the challenges we faced in our first run in order to move forward with better production next time round.

I would like to thank all those people who have took the trouble to comment, critique and more importantly, providing valuable feedback to us. I would like to thank TOC once again for their effort in providing us the critique on their well read website. We take all comments and criticisms with great spirit as the necessary nutrients for our growth and progress.

Goh Meng Seng

Friday, August 21, 2009

Minibond Gathering in Hong Lim 22 Aug 2009

There will be a Minibond Gathering in Hong Lim tomorrow, 22 Aug 2009.

This gathering aims to put up a petition to the Prime Minister to request his action in getting the relevant authorities to exert social justice for aggrieved Minibond and structured products investors. Particularly, the petition urged the authorities to provide the same compensation option as Hong Kong where financial institutes bought back those investment products at 60% to 70% of original pricing and will return any excess of such amount (after the underlying assets have been sold) to the investors.

Please meet Mr. Tan Kin Lian and group in Hong Lim at 5 pm. Unfortunately, I will have to miss this gathering this time round. The following is message from Mr. Tan Kin Lian:

Tan Kin Lian
There will be a Gathering of investors of the credit linked notes and supporters at 5 p.m. on Saturday 22 August (8-22) at Hong Lim Park. The Gathering will start off with the National Pledge (not Aspiration) that we have been pledging (not aspiring)... for 44 years. I will be extending the Pledge beyond the citizens to include the residents of Singapore. See you there.


Goh Meng Seng

Thursday, August 20, 2009

信约是个什么东西? What is a Pledge?

This is a comment of a Singaporean (冀居·谢) in a Chinese Forum. Excellent dissection. I shall write on what my views on this issue of Pledge.

Goh Meng Seng

主题:信约是个什么东西?
作者:冀居·谢 10:06am 20/08/2009

三分染房 之

信约是个什么东西?

2009.8.20


去了一个萧锦鸿来了一个维斯瓦(Viswa Sadasivan),使我想起孙文的名言:“世界潮流浩浩荡荡,顺之则昌,逆之则亡。”他所指的潮流就是民主政治。看来官委议员制度接下来应该还有很多微调和改革的空间。

维斯瓦的动议设计得十分狡黠,就刚巧在国庆之后,高调宣读信约之余温尚未散去,人们发现原来执政党并不能够根据信约的原则来治国,很好笑,是不是?

黄永宏说:词藻优美的歌词或信约不足以确保国家生存繁荣。李资政说破给大家听:拉惹勒南和他共同撰写并修改的信约,原来是一个平等主义的画饼。他认为平等原则并非现实也不实际。既然如此,政府早该丢弃这个骗人的信约,为什么还要大家在国庆日庄严宣誓呢?害得李慧玲的老爸老妈都受骗。

李光耀说:“信约是什么?是种意识形态(ideology)吗?不是,那是个抱负(aspiration)。我们可能实现吗?我不知道,但我们必须一直努力尝试。我们是个国家吗?是转变中的。”

根据马克思主义者对意识形态的定义,我们的信约绝对是意识形态,因为它符合这个:由社会中的统治阶级对所有社会成员提出的一组观念(a set of ideas proposed by the dominant class of a society to all members of this society)。李资政说的“抱负”,是一项长期并最终要实现的东西,但是国民信约如同早报报人所理解的那样,那是我们在“起跑点”时唬人的东西,是出于政治考虑的建国理念,是件旧包袱。加上部长所说的为了继续繁荣富强而不能够去实践,那么这个抱负根本没有动机和理由要国人去信守,是个虚无缥缈,浮在云端的东西,李光耀要把“国会带回现实”(bring the House back to earth),是不是再一次骗人了呢?维斯瓦这招“以子之矛攻子之盾”简直太绝了!咱们的两位资深反对党议员,等着领退休金,什么事都不干了,嘘!

那我们退而求其次,不当信约是意识形态,就当它是个盟誓好了。当年刘邦打败秦朝,因为秦朝太多严刑峻法,为了与民休养生息,刘邦只和灞上的父老约法三章:杀人者要处死,伤人者要抵罪,盗窃者也要被判有罪,如此而已。但是接着下来,汉朝统治天下的时候,约法三章应该有个时效,过期了就失效。还是继续告诉人民,国家只和他们约法三章,实际上什么法都进来,那就是欺骗人民了。

盟誓也未必是抱负,因为盟誓有时为了一己之私,是个临时的苟合:为了实现XX之幸福,共同努力。它也可以是非道德的,如《投名状》最著名的信约:“抢钱、抢粮、抢娘们!”只要目的达到,大家以后发财立品,过去的荒唐事也就别提了。

陈振泉在参与辩论时指出,维斯瓦忽视了政府政策所附带的责任与义务。因为一个负责任的政府在制定政策时,必然是以顾及人民的利益为出发点。这么说来,如果我们根据信约的内容来制定政策,反而会伤害人民的利益!?拉惹勒南误国误民,罪该万死。周殊钦说:“陈振泉把国会带回现实中的一席演讲,立时把我的思绪从天花板上拉回到现实世界。就在我‘脚踏实地’地离开记者席之前,就听到议事大厅里传来赞赏陈振泉令人信服演讲的零星掌声。我在想,其实议员们给他的掌声可以更热烈、更响亮些。”——这马屁准准拍在屁股上,因为看法和李资政不相伯仲。

他们可以相信李显龙在国庆群众大会充满隐喻地说我们种族和谐伊甸园已经成立——“不要走、不要走,杀很大!”,却认为维斯瓦的“公正平等”提议不切实际?更甚的是,强烈要求实践“信约精神”倒成了里通外国的洋奴,因为要把西方的那一套搬进国情特殊的新加坡。请问部长先生,信约是谁写的?

“65后”hiphop议员柏默说:“事实上,维斯瓦先生今天能够不畏后果,站在这里畅所欲言,就否定了所谓‘恐惧氛围’或‘担心报复心理’的存在。而我的反驳,也是民主进程的体现。”—— 他忘了那是议员的特权,一般人是享受不到的。当年惹耶勒南就是太享受这个特权,使到执政党在86年8月通过“国会(特权、豁免和权力)法修正案”,亦可谑称为“惹耶勒南修正案”,专门用来对付敢严词批评的反对党议员。还有执政党国会领袖马宝山近年进行的国会发言程序和时间的改革,官位越大发言时间越长和更自由,都在在使到国会有他讲没你讲(早报也不让维斯瓦的完整言论和读者见面)。维斯瓦先生不知要轮到什么时候,才可以进行反驳?极有可能这个处女秀也成了他的天鹅之歌了。

Wednesday, August 19, 2009

The failure of past success - HDB


The news article published on The New Paper is not new. Moons ago, The Malay Newspaper Berita Harian has published alarming figures on those who are forced out of their HDB flats when they could not afford to pay their mortgage. They were even told by the HDB staff to "stay with their friends or relatives" instead of giving them a solution to their housing-financial woes.

The newspaper report actually gave a slanted connotation on the whole issue. Did Mr. Rafi bought a flat that is way beyond his means? Apparently no. Base on a monthly salary of $2,800, his mortgage payment of $900 is just about one third of his total salary. Ask any financial planner and they will tell you that this is quite alright. He did not buy a house that he could not afford back then.

It is only when he lost his job and found a job that pay less than half of what he used to get that make him unable to fulfill his mortgage payment. This is the key problem that the reporter refused to address.

Of course the reporter hinted that the blame of his plight now is due to "ill advice" from property agent but seriously, what other options could he possibly have other than selling off the flat that he could no longer afford?

The REAL BLAME lies in HDB and its policy! HDB KNEW that Rafi and his family can no longer afford to pay the mortgage and the only option is for him to sell their flat. But wait, where should they be living if they sell their flat? HDB refused their plead to rent a flat from them! I mean, rules and regulations aside, HDB could actually sit there and tell people that sorry, they could only live off the street or live with somebody else and they could not rent any flat to them!

What has become of this PAP government? This is a clear case of REAL NEED! Housing policy such as HDB has been one of PAP's greatest political achievement back in the 1970s and 1980s. They were proud to say that every Singaporeans will have a decent roof over their heads and this is their great political achievement. But now, this no longer holds any truth!

HDB, through the PAP government's policy, has actually DENIED Singaporeans of any roof over their heads! This should be the REAL ISSUE of this newspaper report! And there are many more people in the same plight and it was reported in Berita Harian that many Singaporeans who could not pay for their flats will be evicted out of their flats and HDB will not provide any alternative housing (i.e. rented flats) for them!

I think PAP's ultra-capitalist approach to governing Singapore has just gone too far. Where are the visions and promises of the past PAP for Singaporeans to have decent roof over their heads, a decent job, really cheap subsidized healthcare and the great promise of CPF covering their retirement needs?

Contrary to what Prime Minister Lee wanted us to believe in his National Day Rally, Singapore has become worse, not better! At the very least, back in 1970s and 1980s, we do not leave people to live off the street without a roof over their heads. We did not need to demand patients and their family members to guarantee that they are able to pay for whatever medical costs before admitting them into the hospitals which are now really overpriced. We did not have massive influx of Foreign workers to become cheap labour substitutes of Singapore workers and depressing our wage. Our wages are stagnant or even regressed for some segment of Singaporeans for the past 10 years while price hikes (Public Transport fare) become a common practice.

PAP's past success has failed. CPF as retirement funding has failed. HDB as part of 100% housing for all has failed. Affordable basic Healthcare has failed. Providing stable and good pay jobs has failed. There is really little past success of PAP left.

Goh Meng Seng


Mon, Aug 17, 2009
The New Paper



Their spiral into the streets

RISING property prices have a way of blinding you to stark realities like affordability.

Just ask Mr Mohamad Rafi and Madam SBagam.

Their stories are similar - they bought HDB flats they couldn't afford and when they fell behind on payments, they made poor decisions, sometimes based on wrong advice.

Read all the stories:
» Her descent into the van
» So what can we do for them?

They claimed that housing agents told them to sell their flats and pocket the profit, then get rental flats.

But HDB rules do not allow someone who sold a flat in the open market to get a rental flat until 30 months after the sale.

Increasing demand for rental flats also means they have to join a queue, says HDB.

Meanwhile, they run out of money and end up homeless.

The problem has raised concern in the Malay-Muslim community, with the Minister for Muslim Affairs, Mr Yaacob Ibrahim, recently mentioning a need for the Malay community to exercise financial prudence.

He said last month: 'There is enough evidence to suggest that the Malay community is overstretched.

'They have extended themselves in terms of credit, buying homes beyond their means... there is a downward spiral effect.'

Mr Mohamad Rafi used to earn $2,800 a month as a forklift driver. He didn't get any CPF contribution, had little savings, but the 30-year old newlywed didn't think twice before buying a four-room flat for $244,000 in Clementi in the open market.

He used $29,000 from his CPF savings from his earlier jobs and took a HDB loan, repaying $900 a month.

That was in 2000 and the economy was booming.

But, as the economy slowed, he was retrenched after his company went bust in 2004. He managed to get another job as a forklift driver, but at just $1,200 a month (without CPF contribution).

By then, he and his homemaker wife had two children.

As his debts spiralled out of control, his HDB repayments dwindled to irregular payments of $200-$400.

'There was no way I could afford the flat anymore,' he said.

Within three years, he ran up arrears of $20,000. After repeated reminders, HDB sent him an acquisition letter in 2007 along with a court order.

He was told that if he wanted to keep his flat, he had to pay up half of his arrears.

'Where to find $10,000 like that?' he said.

Grace period

Desperate, he sought the advice of a property agent friend who told him that he could seek an MP's help to ask for a grace period.

He was granted 10 months' grace and was advised by his friend to sell his flat in the open market.

At end 2007, he sold his flat at a loss of $19,000 and had hardly anything left after settling his arrears.

With no money and no home, two children and his wife pregnant with their third child, he was at his wits' end.

His parents' flat in Bukit Panjang had been sublet, he said. So the family headed to Hawaii Hostel in the Bencoolen area where they paid $36 a day for a simple air-con room and free breakfast.

The family of four squeezed into a double bed.

'It was so cramped, I was sleeping like a mummy,' he said.

In March last year, his parents asked him to move in with them after the subletting period ended.

But shifting to his parents' flat came with a hefty price.

He had to quit his job to take his 62-year-old mother to the National Kidney Foundation dialysis centre in Toa Payoh thrice a week

Why didn't he ask his wife to take his mother for dialysis? He claims she was busy looking after the children.

He also had to help his father, then 65, sell ice-cream on a pushcart, for which he got $15 to $25 a day.

After a family dispute in March this year, he left his parents' home. Now with a 5-month-old daughter, the family of five had to put up at his father-in-law's rental flat in Bukit Merah.

With no income, he could not support his family and even took his children out of school.

His first daughter was in Primary 1 while his second was in kindergarten.

He returned to Hawaii Hostel last month but left after five days because he could not pay the bill.

For the past month, his family have been roaming the streets in the Bugis area in search of shelter.

They have spent nights outside Fu Lu Shou Complex, Sim Lim Tower, Sim Lim Square and Burlington Square.

On Wednesday night, they rested in the 24-hour McDonald's outlet in Bugis.

'People come to McDonald's to eat, but for us it is where we sleep,' he said.

He now works at the Thieves' Market in Sungei Road as a driver-cum-helper for one of the hawkers.

He now regrets buying his flat without anticipating that his financial situation could change.

Asked whether he felt ashamed, he said: 'What to do, it's our reality now.'

Nurul Asyikin Mohd Nasir, newsroom intern


--------------------------------------------------------------------------------

FROM BAD TO WORSE

2000:

Mr Mohamad buys 4-room flat in Clementi for $244,000. He was earning $2,800 a month and could afford $900 monthly HDB payments

2004:

Economy goes bad. His salary drops to $1,200. Can only make irregular payments of $200 to $400

2007:

After repeated reminders, HDB sends acquisition letter. He approaches MP for help and gets 10 months' grace

end 2007:

Mr Mohamad sells flat at $19,000 loss. Left with no cash after paying HDB, family stays in hostel

Mar 2008:

Moves to parents' home in Bukit Panjang. Mr Mohamad quits job to look after mother. Earns about $15 a day selling ice-cream

Mar 2009:

Leaves parents' home after dispute in March. Moved into in-laws' home. Left the home last month. Now living on the streets

This article was first published in The New Paper.

Monday, August 17, 2009

What PM Lee did not address in his NDR speech...


The following message has been posted on the internet forum today. This is a common outcry from many people, not only those in their 40s but now, even those in their 20s and 30s.

While Mr. Lee Kuan Yew tried his very best to address this touchy issue of Foreign Talent Policy which drew many sarcastic and even talk back remarks in the internet forums (of course SPH would not report on such responses), his son, Prime Minister Lee, chose to skip this issue altogether.

Religious harmony issue isn't the main key concern of True Blue Singaporeans now as it was 40 years ago. It may still be a sticky issue to those NEW citizens who have yet to get used to the compact multi-racial living environment, but I do not think those who are born in Singapore and live through most of their lives here have any problems with their other race residents at all.

The main key tension in our society now is about losing jobs to CHEAP FOREIGN LABOUR SUBSTITUTES. We will welcome REAL FOREIGN TALENTS who could do jobs that Singaporeans may not have the expertise in, so that we could learn from them. We would not have any problem to even pay them more in terms of salary because they have the skills that we don't have. But there so many thousands, even tens of thousands of Singapore workers who are displaced by CHEAPER FOREIGN LABOUR that it is becoming a very common talking point of the town!

This is the main key point of grievances of Singaporeans nowadays. It is impossible for us to accept that kind of pay that they are paying these foreign workers basically because we have a house mortgage and a family to support in this high cost city!

Ironically, the influx of foreign talents have affected the property prices in Singapore as well. They have even affected the prices of new HDB flats! The HDB's pricing mechanism of "market subsidy" is totally flawed. Foreign workers who have become Permanent Residents increased demand on the HDB resale market. But the supply in HDB resale market is pretty stagnant basically because Singaporeans bought their HDB flats to live, not to invest, speculate or for resale. Thus we have witness the HDB resale price being sticky upwards even during this recession basically because the supply is stagnant while the demand keeps pressure up by NEW Permanent Residents.

In the end, the prices of NEW HDB flats which are basically meant for Singaporeans are kept in high price levels when it is pegged against the resale market prices. With such pricing mechanism, the Foreign Talent Policy has contributed to higher HDB prices, Lower wages and it makes young people to think twice before getting marriage. And when Singaporeans are not getting married earlier and have less babies, PAP insists that we need even more Foreign workers! This will become a big vicious cycle in the end!

Apparently the Prime Minister and his Cabinet do not have a solution to reverse this vicious cycle and thus refrain from mentioning about the SOCIAL and HOUSING problems created by their Foreign Talent policy. But such ostrich attitude will not keep the problems away. It will become more serious in the years to come but no one knows when will be the boiling point.

Goh Meng Seng



----- Original Message -----
From:
Sent: Monday, August 17, 2009 1:03 AM
Subject: RE: Bitter guy blogs about it


I am an engineer. Over the past year, I have been squeezed out of my job by cheaper Chinese, Malaysian and Indian engineers.

To them, $2000 is much when they remit back home.
To me, I can’t even afford a HDB, as frugal as I try to be, because the foreigners keeps driving home prices up on a daily basis.

To add insult to injury, more of the foreign graduates replacing me had their university fees paid by our very own Ministry of Education. These graduates were not only given free college education, they were even given a month allowance of few hundred dollars each. While I had to work part time to support my education in NUS, and I still remain in debt to my student loan. (BITTER LAUGH!!!!).

I spent 2.5 years of my precious youth serving the SAF, during which I lost my first girlfriend during training. These foreigners were given PRs and citizenship in less than 2.5 years and they don’t even need to serve.

If war breaks out, I have to protect 1/3 of the population filled with these people?? (Assuming they dun run away at the 1st sign of trouble??!!) SAF even sent me a letter threatening to fine me for going overseas without telling them…to attend a funeral of my uncle…(BITTER LAUGH!!!!).

Hey, here’s an idea, why don’t I migrate to another country before migrating back. That will save me more time!

I am working in odds jobs now 7 days a week. I am now almost 30 already. Inflation exceed my savings rate, and I find a home, marriage, kids and happy future beyond me. A simple illness or a year of unemployment could wipe me out. Yet the government is wondering why there are less marriages and births….(BITTER LAUGH!!!!)

I bear no love to my country now. My country does not need to be attacked, it has already be invaded and taken over.

Sunday, August 09, 2009

NSP National Day Message 2009 English, Chinese & Malay

NSP National Day Message 2009



As Singapore continues moulding its nationhood, it must evolve into a unique entity worthy of recognition at the world stage. However, after 44 years of endeavour, there is little culture of significance that we can truely claim our own. Although we do possess notable physical and materialistic achievements, the essential social glue that binds and bonds our still fragile, multi-racial society together, has been considerably diluted in recent years.

The overblown hype on the alleged cohesiveness and perseverance of the nation is only a half-truth at best. One only has to sit in any heartland coffee shop to listen to the Peoples' general frustration with life. There appears to be little passion for patriotism, because the People seem to be saddled with fear, insecurity and confusion. There is apparently little precious love for this little red dot of an island.

The Authorities have continued to confuse the People with its antics. As if to preserve the existence of an underclass, the Authorities are seen to promote price increases indirectly amidst falling wages, and also to welcome foreign workers amidst growing unemployment. Coupled with a host of other faults inherent of a non-homogeneous society, the mounting stress pushes one to question the actual value of citizenship.

Housing and healthcare costs have been inflated substantially over the decades, thereby reducing CPF savings. This has resulted in serious deficiency of funds for retirement financing which is supposed to be CPF’s primary function. On the other hand, insufficient attention was allocated to job preservation which is a constant worry for the young and middle-aged. The anxiety is further enhanced with the flood of foreigners invited in as cheap labour substitutes, coupled by the lack of a comprehensive social welfare for the unemployed. These have caused considerable distress. In the earlier years, there were hardly any citizens living off the streets without a roof over their heads. But nowadays, it has become quite common.

Consequently, more and more citizens have migrated to less stressful pastures abroad with each passing year. And in a simplistic attempt to make up for the lost numbers, more foreigners are invited in to this already crowded country. How does one march into the future, full of fear and insecurity? Especially when the Authorities themselves appear to be hapless in the face of the current economic downturn, despite their self-anointment of being the best. Apart from breaching the social contract by delaying CPF withdrawals, the Authorities can only promise “more hard years” instead, as they do not have adequate provisions for the Peoples’ welfare.

After 50 years under a solo, authoritarian leadership, Singapore can only project a somewhat vague national identity. There is hardly any local song, language, food, fashion or cultural trait with which Singaporeans can truly identify with its nationality. The failure to develop a strong and proper sense of belonging amongst the People can be traced to a number of official policy lapses.


A new British survey recently placed Singapore at 49th position in its Happy Planet Index. 14 Asian countries including 6 ASEAN ones were ahead of Singapore despite its having “achieved” a First World ranking years ago. This high level of unhappiness amongst the People is very tangible. It is therefore imperative for the Authorities to attend to and address it on a national level, instead of subverting it with some pompous and costly celebrations.

The Americans elected their 44th President, based on the philosophy of change. Likewise, Singaporeans should welcome their 44th National Day with a strong aspiration for change in our local political structure. Singapore must have genuine policies to serve its national interests, and not vested ones. Let this National Day remind all Singaporeans of their duties to protect and preserve the nation of their birth. Majulah Singapura!


Ken Sun

Secretary General




国民团结党的国庆日献词2009



在新加坡继续塑造她的国民意识之际,她也必须演变成一个在世界舞台上值得被认同的独特体制。然而,经过了44年的努力后,我们仍然缺乏真正能自成一格、举足轻重的新加坡文化。虽然我们在物质和硬体上都取得了显著的成就,但我们的多元种族社会仍然脆弱。能使我们的社会更具凝聚力和向心力的必要元素,在过去几年来已逐渐被削弱了。

官方管道声称我们的国家具有团结一致和持之以恒的精神。这只是在高喊口号,事实并非如此。我们只需走入任何邻里咖啡店就能听到人们诉说他们对人生感到很无奈。国民的爱国热忱似乎少之又少。因为他们都活在恐惧、不安和困惑的阴影下。人们显然无法珍惜和爱戴这称之为“小红点”的岛国。

不幸的是,有关当局还是继续以它的伎俩让人民感到困惑无助。它似乎要保留着贫困阶层,在薪金不断下降、失业人士日趋上升的今时今日还间接提倡物价的上涨并且继续毫无节制的欢迎外来劳工。再加上我们这多元社会已蕴含了很多瑕疵,这股日积月累的压力不禁催促我们质疑新加坡公民权的真正价值。

过去几十年来,屋价和医疗费的显著上涨,致使公积金储蓄不断的减少。这歪曲了公积金原本的宗旨,导致退休金陷入严重短缺的局面,使大多数国人无法舒适的安享晚年。

另一方面,政府并不重视保留工作给国人的重要性,这给年轻人和中年人带来持续不断的隐忧。再加上政府邀请外国人蜂拥而来充当廉价替代劳工以及失业人士欠缺全面性的社会福利,人们的焦虑感因而直线上升,国民情绪逐现忐忑不安。在建国初期,很少国民会流浪街头、无瓦遮头,可是这种局面如今是越来越普遍了。

这种种因素导致越来越多国人每年移民到生活压力较低的国家。政府为弥补国人流失的数量,不假思索地邀请更多外国人进入这已经很拥挤的国家。

在恐惧和不安的笼罩下,我们该如何迈向未来呢?虽然有关当局把自己冠为最优秀的领导者,但目前的经济萧条却让他们显得束手无策。除了延后国民提取公积金的年龄而违反了他们跟人民早已制定的社会契约之外,“未来的路更艰难”是他们唯一能许下的承诺。这全都因为他们再也无法提供充分支援以保障人民的福利。

新加坡在独裁和专制的政府统治了50年后,也只能呈现模糊的国民意识。新加坡人没有任何能真正能勾起国家认同感的本土歌曲、语言、食物、时尚或文化素质。社群里之所以无法塑造坚韧不拔的真正归属感,其缘由可追溯到好几项官方政策的失误。

根据英国最近进行的一项调查,新加坡在快乐地球指数上排名第49。其中有14个亚洲国家,包括6个亚细安国家,已经超越了在几年前达到发达国家等级的新加坡。人民的极度不快乐情况是非常真实的。因此,有关当局必须刻不容缓地处理这种全国隐忧,而不是通过铺张和昂贵的庆典加以掩饰。

美国人根据改革的理念选出了他们的第44任总统。同样的,新加坡人应该怀抱着本地政治架构能脱胎换骨的强烈意愿来迎接新加坡44岁国庆的到来。新加坡应该有真实良好的政策来推动国家的利益,而不是既得利益。希望今年的国庆节能让全体新加坡人铭记他们保护和捍卫祖国的义务。前进吧,新加坡!

孙祥凯
秘书长



AMANAT HARI KEBANGSAAN 2009 PARTI PERPADUAN NASIONAL (NSP)



Ketika Singapura terus dipupuk untuk menjadi sebuah bangsa majmuk, ia harus merencanakan agar menjadi sebuah entiti unik yang patut diiktirafkan di persada pentas dunia. Selepas 44 tahun mencapai kemerdekaan, Singapura berkembang dan bilangan asset kita bertambah sehingga apa yang kita perolehi membolehkan kita berasa bangga atas pencapaian selama ini. Namun begitu, pencapaian kita belum pasti menjadi kenyataan selagi ikatan akrab antara berbagai bangsa masih belum sempurna dan ianya seringkali dibelengu berbagai masalah kebelakangan ini.


Berat mata memandang, berat lagi bahu yang dipikul. Jikalau kita dapat bersembang dan mendengar rintihan masyarakat di kedai –kedai kopi, kita akan sedar bahawa terdapat perasaan kurang yakin pada setiap anak watan Singapura. Jiwa mereka bergelodak dan penuh tanda tanya mengenai kurangnya sikap keperihatinan terhadap negara, masyarakat dan jiran tetangga. Air yang tenang jangan sangka tiada buaya; begitulah perasaan gementar, kurang senang dan kurangnya kepercayaan terhadap bangsa majoriti di Singapura.



Apa yang diperjelaskan oleh pemerintah mengenai keaadaan ekonomi Singapura sekarang hanya mengelirukan masyarakat. Runtuhnya ekonomi sejagat bukan dek perbuatan pekerja, tetapi ekonomi yang diperkotak-katikkan oleh kuasa kuasa sejagat. Kenaikan harga barangan disebalik potongan kadar gaji hanya akan menjejas masyarakat kita. Tambahan lagi, dengan kehadiran pekerja pekerja asing, ianya hanya memburukkan lagi keupayaan masyarakat untuk mendapatkan pekerjaan. Sudahkah tibanya masa untuk pekerja pekerja asing membanjiri Singapura dan dimana letaknya hak kita sebagai warga negara Singapura?



Kos-kos bagi perumahan dan kesihatan telah menghadapi kadar inflasi yang tinggi semenjak beberapa tahun kebelakangan ini. Ia telah menyebabkan kadar simpanan CPF berkurangan. Ia juga telah menyebabkan kekurangan dana yang serius untuk membiayai masa persaraan yang sepatutnya menjadi tumpuan utama CPF.



Pada masa yang sama, tidak cukup perhatian yang diperuntukkan bagi mengekalkan pekerjaan yang menjadi kebimbangan tetap golongan muda dan juga pertengahan usia. Kebimbangan ini bertambah terutama sekali pabila ramai pekerja asing telah diundang untuk menjadi pekerja murahan. Kurangnya perhatian kepada kebajikan sosial bagi mereka yang mengganggur telah menyebabkan kesengsaraan yang berlebihan. Dalam masa 20 tahun pertama pembangunan negara, kita tidak pernah sesekalipun mendengar mengenai rakyat Singapura yang terpaksa hidup merempat, tetapi ia telah menjadi masalah yang biasa pada hari ini.


Selama empat dekad ini, kita telah menyaksikan kenaikan perangkaan anak Singapura berhijrah ke negara asing, mencari kehidupan yang penuh bermakna, samaada mencari pekerjaan mahupun keinginan untuk mencapai kehidupan yang lebih berkualiti dengan kadar perbelanjaan yang minimal. Namun begitu, pemerintah asyik mengalu-alukan kehadiran rakyat asing untuk mengisi kerakyatan Singapura, walaupun menyedari masalah keakraban masyarakat yang wujud di negara ini.



Bagaimanakah kita hendak maju sedangkan kita sering dibelengu perasaan ketidak-pastian dan kurang keyakinan. Langkah langkah yang diambil pemerintah belum pasti dapat mengeluarkan kita daripada krisis ekonomi sekarang ini, sedangkan kita sering berbangga yang Singapura sering menduduki tangga pertama dan terunggul di berbagai bidang. Setelah 50 tahun berada di bawah pemerintahan kuku besi, Singapura hanya setakat mampu untuk mempersembahkan identiti nasional yang samar-samar sahaja. Sebenarnya kita tidak boleh megakui bahawa kita mempunyai lagu, bahasa, makanan, fesyen mahupun budaya yang boleh dikait rapat dengan negara kita.

Satu kajian terbaru pihak British telah meletakkan Singapura ditangga yang ke 49 di dalam indeks Happy Planetnya. 14 negara ASIA, termasuk 6 daripada rantau ASEAN berada di hadapan Singapura, walaupun kita telah mencapai kedudukan negara dunia pertama beberapa tahun yang lalu. Kadar yang tinggi ketidak-bahagiaan di kalangan masyarakat dapat dirasai. Jadi, sudah perlu bagi pihak berkuasa untuk melakar dan menghuraikan isu ini di peringkat nasional, daripada mengelakkannya dengan mengadakan sambutan-sambutan yang membazir dan tidak berfaedah.

Rakyat Amerika telah memilih Presiden yang ke 44 mereka dengan dasar falsafah bersifat PERUBAHAN. Seperti mereka juga, masyarakat Singapura harus menyambut Hari Kebangsaan yang ke 44 ini dengan aspirasi dan azam yang kuat untuk melakukan perubahan ke atas struktur politik kita. Singapura harus mempunyai polisi-polisi yang tulen untuk berkhidmat atas kepentingan nasionalnya, dan bukan sekadar tanggung jawab yang diadakan secara mutlak (vested ones).

Marilah kita sama-sama mengambil kesempatan di Hari Kebangsaan ini untuk mengingatkan masyarakat akan kewajipan kita untuk mempertahankan dan melindungi tanah air kelahiran kita ini.

MAJULAH SINGAPURA!!!

Thursday, August 06, 2009

Great Eastern Life is maganimous - Tan Kin Lian

Great Eastern Life is maganimous

When Great Eastern Life sold the Great Link Choice, the product was explained quite transparently. I recalled reading some description of the product in the newspapers. It was clear that on reaching a certain number of credit events, the value of the investment would drop sharply and after passing a threshold, it would be worthless.

The mistake was in allowing this type of "gambling" product to be sold to the general public. There is no way that any investor will be able to assess the risk of losing all their money. They had to rely on the advise of the financial adviser (i.e. insurance agent) and the credit rating agency. The Monetary Authority of Singapore should not have allowed the general public to gamble away all of their money for a small increase in interest rate.
Great Eastern Life made the mistake of selling this product, but several other insurance companies also sold similar products. NTUC Income, which was managed by me during this period, avoided this type of product, resulting in a decline in our market share.
Most policyholders who bought the product were probably told that there is a risk, but were probably assured (wrongly) that the risk is very small. It would be fair for the policyholders to take partial responsibility and bear a portion of the loss. Some policyholders might not have been told of the risk, or might have been misrepresented about the risk, but this is a separate matter.
It is magnanimous (highly generous) of Great Eastern Life to offer a full buyback of this investment product. I congratulate them for this goodwill gesture, which is costly to their shareholders. I hope that all policyholders who got back their money understand that they have been generously treated.
Great Eastern Life has to write off a loss of $250 million. It could be more, if the credit market continue to deteriorate. It could be less, if the credit market improves in the future. No one knows what the future will hold.
I like to wish all the best to Great Eastern Life and hope that they will be rewarded for their generosity, through an improvement in the credit market. In the best possible case, they may fully recover the $250 million that was set aside. At that time, I hope that the policyholders will not ask for the interest to be paid to them (as it would be an unfair expectation).
Whatever the outcome, Great Eastern Life would probably be rewarded by the goodwill gained from the compensated policyholders, their families and friends and the general public in Singapore.
I call on the other insurance companies who have sold similar products to offer a buyback arrangement. It does not have to be as generous as Great Eastern Life, but it should share the loss (or gain) equally between the policyholders and the insurance companies. This would be a fair settlement.
Tan Kin Lian

Friday, July 31, 2009

New Media, Political flims, Open Society & Fair Play

Video created by dissident in Australia

I have posted a Chinese news article from Taiwan regarding FAIR PLAY in sportsmanship recently. The article is basically reporting on the Tug-of-War event held in Taiwan. During the finals, the Swiss team was contesting against the Taiwanese team. One member of the Taiwanese team suffered an injury and by the rule, the Swiss will have the advantage of contesting against the Taiwanese team with full strength.

However the Swiss team chose to have one member less in order to match the number of members in the Taiwanese team instead of taking advantage of the situation then. In the end, the Swiss team still won, not only the game but the glory of it. The article then compared the ugly side of Taiwanese politics to the spirit of fair play displayed by the Swiss team.

This article actually reminds me about our very own Singapore politics. Will we ever have the spirit of FAIR PLAY in Singapore? The Swiss team could well have go along the rules and take advantage still within the rule of fair play. But it took a further step in great sportsmanship by making sure that it allows its opponent to have a fair chance to the game.

Will we ever have "FAIR PLAY" in politics, particularly in Singapore's politics? I seriously doubt so. It is a well known fact that PAP controls all the machinery in Singapore, from the People's Association to the media. Even when it comes to setting the rules to the game, PAP will always have the upper hand.

For example, take a good look at the following screenshot:



This is taken from PAP's website which hosted the various videos produced by PAP. It clearly stated that this particular video has been uploaded to their webserver on 27 Jun 2008. But wait, the bill on the changes to political films and such was only passed in March 2009!

So it seems that PAP has long decided (at least 9 months in advance) that they are going to utilize internet video for their political cause and campaigning and they should know that they must amend the law before they could do that. Throughout the 9 whole months, they have been in preparation for this amendment, uploading quite a number of videos up to the internet.

But wait, according to their own old law, it is supposedly to be an offence to create or keep video, especially political videos, that have not sent to censor board! I now wonder whether these videos made prior to March 2009 have been sent to censorship board before they were uploaded to the webserver! I doubt they have the experience of going through the hassle of censorship board because recently they have demonstrated that they didn't know how long the censorship board will take to administer a censor on a political video.



There was once a big hoohaa over Martyn See's first political video "The Singapore Rebel" a few years back which was uploaded to the Youtube back then. If I remember correctly, the police was investigating on people having in their possession of this video cd which have not gone through the censorship board just yet.

Actually in my view, this is nothing big nor serious, really. The Film Act is basically an outdated piece of legislation which could only be applied to the past. Ever since video cameras are made easily available to mass consumption, the Film Act has become redundant immediately. It has been further made obsolete by the rapid growth of internet and webvideo applications. The only reason why the film act still exists is for political protection of PAP. But since PAP itself is going to utilize internet video applications to further its own political agenda, it is only natural that the Film Act will be changed or just tailor made to suit its own agenda.

A Good Video from Mr. Brown

But wait, we are talking about FAIRNESS here. Laws or even the Constitution should not be changed just to suit the agenda of the ruling party! In a true democracy, a consultation process that includes all political parties would be held to determine the best rules for the country.

To a great extend, the New Media has provided an effective equalizer to UNFAIR PRACTICES in politics world wide. It is going to be a world wide trend that politics in places like Singapore which POWERS are dominated and monopolized by a single ruling party will have their political playing fields leveled. It could even create a Tsunami effect because they are developing from a point of total control of mass media to a sudden liberalization of information flow via the New Media.

Whether such breaching of media control by the authoritarian regime in Singapore could translate into meaningful democratic development and progress is yet to be seen. But at the very least, we are leaning towards more Fair Play for once. PAP will still have an upper hand obviously, due to the great amount of resources it has on hand. It could even utilize video clips collected in our National Archives to be utilized as one of its political video (watch the video on 1963 Swearing in Ceremony) But the gap between PAP and opposition parties are at least shorten greatly.

However, in preparation for my party, NSP's, National Day Message video, I have met an unexpected incident. My volunteer who have promised to do the filming of this National Day Message has called up and declined to help suddenly. He told me that he was "warned" by somebody that he should not help us to make such video. He declined to mention how he was warned but said that this is different from his past involvement in filming NGO's events because this is for a POLITICAL PARTY (or rather an opposition party).

At the very instance when I heard that, I was quite upset. However I am determined to break this mindset and install the concept of FAIR PLAY in Singapore's political arena. I would respect my volunteer's decision to back off from helping us because he has a family to take care of. But such despicable intimidation is totally outrageous.

It just reminds me that no matter how "OPEN" the PAP claims it wants to be but the truth is, the FEAR element still exists and worse, perpetuate by some mindless people out there. After 44 years of Nation building under PAP's monopoly of power, our country and people are still stuck with a third world political mindset. We may not have built a strong National Identity but we definitely have one common trait, i.e. POLITICAL FEAR initiated and cultivated by PAP's four decades of autocratic rule. This is really the sad situation we are facing right now.

Goh Meng Seng